But Allianz's plan has better trip protection coverage limits. Coverage for baggage loss, theft or damage up to $1,000Ĭompare that to HTH's most popular TripProtector Preferred Plan and you'll see that HTH's emergency medical coverage limit is substantially higher.Trip interruption coverage up to $150,000.Trip cancellation coverage up to $100,000.And, like with all insurance, the different plans provide varying degrees of coverage.Īllianz's most popular single-trip option is the OneTrip Prime plan, which offers: Much like HTH Worldwide, Allianz offers single-trip policies and options for those who plan to be outside the country for longer. If you look at coverage with Allianz, you'll see that you can select from 10 different insurance plans. The first example shows premiums for a 45-year-old resident of Arizona traveling to Germany and spending $6,000 on the trip.Īs you can see, the TripProtector Economy plan isn't an option (due to the cost of the trip being over $5,000), but the Classic plan costs $337 and the Preferred plan costs $451. Below are a few real-world examples of coverage options and pricing from HTH Worldwide. Travel insurance from HTH Worldwide will usually cost 4% to 8% of the total trip cost, depending on the trip details and age of the traveler. Make sure you have all of the following items on hand: You'll receive an immediate quotation for the insurance plans available for your journey, so it's simple to compare each one. Visit its website and provide basic information about your trip. It's fast and simple to get a quote from HTH Worldwide. How much does travel insurance from HTH Worldwide cost? Collision Damage Waiver (CDW) - Coverage for your rental car in the event of damage due to crash, theft, vandalism, windstorm, fire, hail, flood, or any cause beyond your control.You must purchase coverage within 10 days of your first trip deposit, and the trip must be canceled at least two days before your scheduled departure. CFAR (cancel for any reason) coverage - Will pay 75% of any prepaid trip expenses.These add-ons are only available for a Preferred plan, not an Economy or Classic plan. Like to other travel insurance providers, HTH Worldwide offers additional coverages that can be purchased along with the primary policy. Navigator plan - This plan is specifically for students, faculty, mission, and maritime crews who will be outside of their home country for more than three months during the year.Xplorer plan: - This plan is for individuals and families who intend to be outside their home country for more than three months per year.The following two HTH Worldwide plans are designed for people who live or work outside their home country: It covers pre-existing conditions for medical evacuation. Single-trip option for travelers without primary health insurance - This plan for travelers who don't have primary health insurance has maximum benefit amounts ranging from $50,000 to $1 million and deductibles ranging from $0 to $500.It covers pre-existing conditions and medical evacuation costs, with maximum benefit amounts ranging from $50,000 to $1 million and deductibles from $0 to $500. Single-trip option for travelers with primary health insurance - HTH Worldwide provides a short-term international medical plan for those who have other travel insurance but need travel medical coverage.In addition to the three primary plans, HTH Worldwide also offers the following two plans for travelers only looking for travel medical coverage: Additional coverage options from HTH Worldwide These policies also include 24-hour emergency hotline service, an online database to search for doctors while you're traveling, a medical term translation database, and health and security news alerts. Accidental death and dismemberment, common carrier*